Construction Documents
Everything you need on our product features, rates, fees and submitting an application.
Product guide
Product guide
This guide provides details on the Pepper Money product suite whilst answering any FAQs you may have.
Servicing and additional lending policies
View our lending policy.
Pepper Money Quick Guide
A quick overview of Pepper Money home loans and how it can help your clients.
Rates and fees
Comparison rate schedule
Compare interest rates across our home loan options.
Rates & fees
Compare all of our interest rates and fees in this quick guide.
Application documents
Fast-track application
Use the short application form for online lodgements.
Manual application
Use the long application form for manual (non-electronic) lodgements.
Beneficial owner privacy consent form
To be signed by a Beneficial Owner authorising Pepper Money to hold and use their personal information in accordance with Pepper Money’s Privacy Policy.
Privacy consent form - other party
To be signed by persons who are not borrowers or guarantors of the loan, and not a beneficial owner of a trust, but who has provided personal documents to support a home loan application.
Fixed interest rate lock authority request
To be signed by clients looking to lock in their fixed interest rate, once an application is formally approved.
Application guide
Use the Application Guide for a checklist of what to include with a home loan application.
Access nomination authority form
To be signed by corporate and trust borrowers looking to have access to online banking.
AML accountant letter
Where a Beneficial Owner isn’t listed as an applicant or guarantor, we’ll need this form completed.
Non-face-to-face applications
Auspost land title identity verification form
Australia Post VOI form for non-face-face lodgement at any participating Australia Post retail outlet.
Digital remote VOI – IDyou
Complete remote VOI for your customers with IDyou. Simply select the Pepper Money option in IDyou to send the report to Pepper.
Security acknowledgments
High security acknowledgment
This acknowledgement is required from customers who provide a higher ownership proportion of the security for a joint loan.
Joint & several liability acknowledgement
This acknowledgement must be obtained from customers who only own a low proportion of the security provided for a loan.
Post settlement documents
Additional advance application
Complete this form if your client is looking to borrow additional funds for business or personal use.
Redraw account nomination, cancellation and request information
This form is used to manage your customer’s redraw. Please note that sections 1 and 5 must be completed for all requests.
Direct debit request and payment options information
These forms are used to provide a new nominated bank account and to set up your customer’s payment arrangements.
