Built on partnership, innovation and growth
Building together
For more than a decade, we've worked alongside asset finance brokers, dealers and business partners across Australia to deliver consumer and commercial asset finance solutions.
We’re proud to be one of Australia’s leading non-bank asset finance providers. It’s a position built on strong partnerships and a shared commitment to growth.
Our systems, processes, technology and relationships are designed with and for the businesses we work with across Australia. Because our partners are the most important asset we invest in.
Central to success is our commitment to innovation, automation and supporting Australia’s economic powerhouse, SMEs.
An eye for innovation
Accelerating outcomes
The big matter of small businesses
FAQs
We provide a broad range of consumer and commercial asset finance solutions designed to help individuals and businesses access the vehicles, equipment and assets they need. This includes vehicle finance, equipment finance, commercial motor vehicle finance, novated leasing, electric vehicle (EV) finance and specialist asset finance solutions. As markets evolve, we continue to develop products that help our partners support changing customer needs.
We work with asset finance brokers, dealers, business partners, and salary packaging and leasing companies across Australia. Our products, technology and support services are designed to help our partners identify opportunities, streamline processes and support a broader range of customer scenarios.
We support customers across a wide range of industries including transport, trades, construction, professional services, agriculture and small business. Our broad range of asset finance solutions helps partners support a diverse range of customer and business needs. Find out more about our commercial finance options.
Yes. We offer both consumer and commercial asset finance solutions. Whether a customer is financing a personal vehicle, a tradesperson is investing in equipment, or a business is expanding its fleet, we provide a range of options designed to support different borrowing needs.
Find out more about our consumer finance options.
Find out more about our commercial finance options.
A novated lease is a three-party arrangement where lease payments are made through an employee's salary package. It can be an effective way for employees to lease a vehicle and provides employers with benefits available through salary packaging. At Pepper Money, we offer novated leasing solutions through our partnerships with salary packaging and leasing companies. Find out more.
Solana is our proprietary asset finance platform, designed to simplify and accelerate the lending journey. Through Solana, partners can access capabilities such as real-time approvals, automated identity verification and API integration, helping reduce manual processes and improve the customer experience. Find out more.
We continue to invest in technology that helps our partners work more efficiently. This includes digital application processes, automation, real-time decisioning capabilities, ID verification, E-signatures, APIs and integration technologies designed to support a faster and more streamlined asset finance experience. Find out more.
Many small and medium-sized businesses rely on access to vehicles, equipment and other assets to operate and grow. Asset finance can help businesses invest in the tools they need while managing cash flow more effectively. Supporting SMEs has been a key focus of our asset finance business and product development.
Our focus extends beyond the initial finance approval. We continue to support customers and partners throughout the life of the agreement, helping create a more consistent experience and supporting long-term relationships. This commitment to partnership is a key part of how we work with brokers, dealers and business partners.
Find out more about our retention program here.
This content is for accredited Pepper Money brokers, introducers and intermediaries, including those applying for accreditation. It shouldn't be distributed to or relied upon by consumers.
Information is correct as of 20 August 2026 and subject to change at any time.
Applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply.
Information provided is factual information only and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. We recommend clients consult a licensed financial or tax adviser.
© Pepper Money Limited ABN 55 094 317 665; AFSL and Australian Credit Licence 286655 (“Pepper”). Pepper Asset Finance Pty Limited ACN 165 183 317 Australian Credit Licence 458899 is the credit provider for asset finance loans.
