Find the right solution
From first home buyers and owner occupiers through to investors, refinancers, self-employed borrowers and home builders, Pepper Money offers a broad range of residential lending solutions. Whether your client has a straightforward application, a complex income profile or previous credit impairment, our cascading credit model provides greater flexibility to help more clients find a way forward.
Home loans
Helping more people access the right home loan solution.
Whether a client is purchasing, refinancing, consolidating debt or investing, our home loan range offers flexible solutions to suit a variety of lending needs. With variable and fixed rate options available, including fixed rate loans with no break fees, brokers have more choice when finding the right fit for their clients.
Construction
Helping clients build with confidence.
Building a home can require a different lending approach. Our home loan construction option is designed to support clients through the building journey, from vacant land purchases through to new home construction.
Ready to help your clients find a loan that suits them?
FAQs
Pepper money offers a broad range of residential lending options across home loans – including construction. Helping brokers and their team to support a variety of customer situations.
We support a broad range of borrower situations, from first home buyers, investors, refinancers, self-employed borrowers, to customers across the non-conforming scenarios, including credit history, income and employment, and alternative documentation.
Yes. Our home loan options include construction, to support clients building a new home or undertaking residential construction projects.
Yes. We provide a range of options that may help support self-employed borrowers and customers with different income verification requirements.
Our role continues beyond settlement through ongoing loan servicing and customer support designed to help create a consistent experience throughout the life of the loan.
Important Information
This content is for accredited Pepper Money brokers, introducers and intermediaries, including those applying for accreditation. It shouldn't be distributed to or relied upon by consumers.
All Applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply. Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser.
Pepper Money Personal Loans is a brand of Pepper Money Limited. Credit is provided by Now Finance Group Pty Ltd, Australian Credit Licence Number 425142 as agent for NF Finco 2 Pty Limited ACN 164 213 030. Personal information for Pepper Money Personal Loans is collected, used and disclosed in accordance with Pepper Money’s Privacy Policy & the credit provider’s Privacy Policy.
©Pepper Money Limited ABN 55 094 317 665; AFSL and Australian Credit Licence 286655 (“Pepper”). All rights reserved. Pepper is the servicer of home loans provided by Pepper Finance Corporation Limited ABN 51 094 317 647. Pepper Asset Finance Pty Limited ACN 165 183 317 Australian Credit Licence 458899 is the credit provider for asset finance loans. Pepper and the Pepper Money logo are registered trademarks of Pepper Group Assets (Australia) Pty Limited and are used under
