Check out our upcoming webinars
Short, practical sessions focused on real scenarios and everyday broker challenges.
Explore upcoming topics and register to stay up to date.
Understand Pepper Money’s commercial policy
A practical introduction to how we structure and assess commercial deals.
Commercial overview
Learn:
- key commercial product features
- how we support commercial clients investing, expanding or restructuring
- recent credit policy enhancements
Use when:
- you’re entering commercial lending
- you need to understand where Pepper Money fits
- a deal sits outside major bank policy
How to structure commercial deals across specialist securities
Learn:
- how Pepper Money approaches specialist securities, including NDIS properties, boarding houses and vacant land
- where these scenarios sit outside standard bank policy
- which flexible lending policies can support more complex commercial deals
Use when:
- a deal involves non-standard or specialist commercial security
- clients are investing in NDIS or boarding house properties
- a commercial scenario falls outside major bank lending criteria
- you need more flexible structuring options to progress a deal
Equifax lending insights (near prime + SMSF)
Learn:
- real broker scenarios
- credit pathways and near prime opportunities
- ways to expand client options
Use when:
- clients fall outside prime criteria
- exploring SMSF commercial lending
- you need alternative structuring options
See how commercial deals get done
Real life broker scenarios showing how Pepper Money solves complex commercial lending challenges.
Nick: Structuring a deal outside bank policy
When a commercial property purchase couldn’t be approved by a major lender, this scenario shows how Pepper assessed the opportunity differently – and what made the deal possible.
Key takeaway: Flexibility in structure and policy can unlock deals that banks decline.
Build stronger commercial submissions
Practical tools to help you structure deals clearly and move applications forward faster.
Grow your commercial lending business
Insights and tools to help you build capability and expand your client offering.
Educate us!
Important Information
This document is a guide only and not to be used as a substitute for qualified professional advice. The information is believed to be correct at the time of distribution. Pepper Money does not accept responsibility for any outcome that might result from using or relying on the content of this page.
All Applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply.
SMSF loan applications are only eligible to corporate trustee(s).
Pepper Money Personal Loans is a brand of Pepper Money Limited. Credit is provided by Now Finance Group Pty Ltd, Australian Credit Licence Number 425142 as agent for NF Finco 2 Pty Limited ACN 164 213 030. Personal information for Pepper Money Personal Loans is collected, used and disclosed in accordance with Pepper Money’s Privacy Policy & the credit provider’s Privacy Policy.
©Pepper Money Limited ABN 55 094 317 665; AFSL and Australian Credit Licence 286655 (“Pepper”). All rights reserved. Pepper is the servicer of home loans provided by Pepper Finance Corporation Limited ABN 51 094 317 647. Pepper Asset Finance Pty Limited ACN 165 183 317 Australian Credit Licence 458899 is the credit provider for asset finance loans. Pepper and the Pepper Money logo are registered trademarks of Pepper Group Assets (Australia) Pty Limited and are used under
