Helping customers access the assets they need
Whether your customer is purchasing a car, electric vehicle, caravan or another personal asset, Pepper Money offers consumer asset finance solutions designed to support a wide range of borrowing needs.
We understand that customers want quick solutions. That's why we provide a range of finance options powered by simple digital processes designed to make the borrowing journey easier.
The many ways customers use asset finance loan options:
Motor Vehicles
Caravans
Marine
Motor Bikes
Electric Vehicles (EVs)
ATV/Off Road Bikes
Our Secured Consumer Loan Product options
Not every customer approaches their loan the same way.
Some plan to keep their asset for the full loan term. Others like to keep their options open, whether that's upgrading sooner, refinancing, or paying out their loan earlier.
That’s why we have two product options, so you can pick what’s most suitable for your customer’s requirements and objectives.
| Fees | Standard Secured Consumer Loan | Pepper Lite Secured Consumer Loan |
|---|---|---|
| Establishment fee | Dealer sale: $499 Private sale: $600 | Dealer sale: $499 Private sale: $600 |
| Monthly account keeping fee | $8.90 | N/A |
| Early termination charge | Up to $750 | N/A |
| Account closing fee | $20 | N/A |
Our consumer finance solutions
Vehicle Finance
Electric Vehicle (EV) Finance
Marine assets
Marine assets
Caravan Finance
Novated Leasing
A novated lease is a three-party arrangement where lease payments are made through an employee's salary package. It can be an effective way for employees to lease a vehicle and provides employers with benefits available through salary packaging. At Pepper Money we offer novated leasing solutions through our partnerships with salary packaging and leasing companies.
Ready to help your clients find a loan that suits them?
Important information
Information is correct as at 20 August 2026 and subject to change at any time.
Applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply.
Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser.
© Pepper Money Limited ABN 55 094 317 665; AFSL and Australian Credit Licence 286655 (“Pepper”). Pepper Asset Finance Pty Limited ACN 165 183 317 Australian Credit Licence 458899 is the credit provider for asset finance loans.
