Commercial Asset Finance

Helping businesses invest in growth

Businesses rely on vehicles, equipment and other assets to keep moving, growing and evolving. Our Pepper Money commercial asset finance solutions are designed to help.

From commercial vehicles and business-critical equipment through to specialist assets, we help our partners to support a broad range of commercial lending scenarios.

Built for business

Small and medium-sized businesses (SMEs) are a significant part of the Australian economy, and supporting their growth has been a key focus of our business. From commercial motor vehicles and transport solutions through to equipment finance and specialist assets, we help businesses access the capital needed to invest, grow and improve productivity. 

Our commercial finance solutions

Equipment finance

Helping businesses purchase or upgrade the equipment they need to operate and grow.

Suitable for:

  • business equipment
  • specialist equipment
  • productivity improvements
  • business expansion

Commercial vehicle finance

Finance solutions designed to help businesses acquire the vehicles they need to support operations, delivery and growth.

Suitable for:

  • commercial motor vehicles
  • fleet vehicles
  • transport businesses
  • trade and service businesses

SME finance solutions

Every business is different. Our commercial asset finance solutions help partners support a wide range of SME customers across different industries and stages of growth. 

Growth and expansion opportunities

Commercial asset finance can help businesses invest in the assets they need without requiring significant upfront capital expenditure.

Industries we support

We work with brokers, dealers and business partners supporting customers across a broad range of industries, including:

  • Trades and construction
  • Transport and logistics
  • Professional services
  • Agriculture
  • Manufacturing
  • Small and medium-sized businesses

Technology that helps businesses move faster

Commercial customers often need quick access to vehicles, equipment and capital. Through Solana, our proprietary asset finance platform, partners can access:

  • real-time approvals
  • automated identity verification
  • workflow automation
  • API integration

 

Helping reduce administration and set a fast pace for customer outcomes. 

   

Ready to help your clients find a loan that suits them?

Interested in being accredited? Call us on 1300 667 756 for more information or contact us.

Important information

Information is correct as at 20 August 2026 and subject to change at any time.

Applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply.

Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser.

© Pepper Money Limited ABN 55 094 317 665; AFSL and Australian Credit Licence 286655 (“Pepper”). Pepper Asset Finance Pty Limited ACN 165 183 317 Australian Credit Licence 458899 is the credit provider for asset finance loans.

Invested in your success

Helping you assist all kinds of clients. Talk to us today.